Our Programs
Three Programs, One Consistent Approach
Each lotusminast program addresses a distinct stage of financial planning — and all of them share the same commitment to clarity, small groups, and unhurried learning.
Back to HomeOur Method
How We Structure Financial Learning
Small Groups, Real Dialogue
No more than twelve people per session. Every participant has room to ask, clarify, and reflect without feeling lost in a crowd.
Building Understanding Week by Week
Each session introduces new concepts and revisits earlier ones in context — so knowledge accumulates in a way that actually sticks.
Thai Context at the Core
Every program is built around Thai laws, tax frameworks, and financial market realities — not adapted from international curricula.
Retirement Planning Foundations
A thoughtfully paced four-session workshop for adults aged 40 and above who want to build a clearer picture of their financial landscape heading into later career stages and retirement. Topics include savings benchmarking, pension structure review, expense forecasting, and lifestyle-aligned planning.
- Savings benchmarking for your stage of career
- Thai pension and provident fund structure overview
- Retirement expense forecasting methods
- Lifestyle-aligned planning approach
- Session materials provided in plain language
Program Flow
Where Are You Now?
Savings, debts, existing pension arrangements, and retirement goals are mapped together.
What Will Retirement Cost?
Expense modelling and lifestyle-cost frameworks help make the abstract concrete.
Thai Pension Landscape
Social Security Fund, provident funds, RMF, and LTF options in clear, accessible terms.
Your Personal Plan
Participants leave with a personal planning template and a clearer sense of next steps.
Investment Awareness Program
A six-week educational series that introduces participants to the fundamentals of asset classes, portfolio thinking, and long-term wealth preservation. Covers stocks, bonds, mutual funds, real estate considerations, and regional market context with a focus on the Thai financial landscape. Each session includes real-world case discussions and a personal reflection workbook.
- Introduction to asset classes without technical overload
- Portfolio thinking and risk comprehension
- Thai mutual funds, REITs, and bond market basics
- Real estate considerations in a Thai context
- Personal reflection workbook throughout the program
Program Flow
Understanding Asset Classes
Equities, bonds, property, and cash — how each works and what role it might play.
Portfolio Thinking
Diversification, time horizons, and risk tolerance through the lens of Thai market realities.
Long-Term Wealth Preservation
Inflation, tax efficiency, and building a personal investment framework that ages with you.
Estate & Legacy Planning Workshop
A comprehensive two-month program guiding participants through estate planning, wealth transfer, and legacy considerations within the Thai legal context. Covers wills, trusts, beneficiary designations, tax implications, and family communication strategies. Includes two one-on-one advisory sessions and access to template documents.
- Thai will preparation and legal requirements
- Trust structures and beneficiary planning in Thailand
- Inheritance tax implications and planning
- Family communication strategies around wealth
- Two private one-on-one advisory sessions included
- Template legal documents provided
Program Flow
Estate Fundamentals
Thai inheritance law, common misconceptions, and what happens when there's no plan in place.
Wills and Trusts
Drafting principles, legal requirements, and the difference between trust and direct inheritance in Thai law.
Tax and Transfer
Inheritance tax thresholds, asset transfer strategies, and planning implications under current Thai law.
Family & Private Sessions
Family communication approaches plus two private advisory sessions to address your specific situation.
Compare Programs
Which Program Is Right for You?
Many participants start with Retirement Planning Foundations and move into one of the more in-depth programs in a later intake cycle. There's no required order.
| Feature | Retirement Foundations |
Investment Awareness |
Estate & Legacy |
|---|---|---|---|
| Duration | 4 sessions | 6 sessions | 8 wks + 2×1:1 |
| Thai legal content | |||
| Personal reflection workbook | |||
| Private advisory sessions | |||
| Template legal documents | |||
| Best for | Starting a retirement conversation | Building investment literacy | Legacy & estate planning |
| Fee | ฿8,200 | ฿32,000 | ฿68,500 |
Our Standards
Across All Programs
Data Privacy (PDPA)
Participant data handled in accordance with Thailand's Personal Data Protection Act.
Legal Review
All legal content reviewed by a qualified Thai legal professional each program cycle.
No Product Sales
Our educators are paid by program fees, not commissions. No financial products are sold.
Annual Curriculum Review
Content updated whenever Thai regulations, tax rules, or pension structures change.
Post-Program Feedback
Structured participant surveys after every intake cycle feed directly into program improvements.
Experienced Facilitators
All programs led by educators with direct professional experience — not only academic backgrounds.
Not Sure Which Program to Start With?
Get in touch and we'll have a genuine conversation about where you are and which program might be the most useful next step for you.
Talk to Our Team